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When you shop for anything, you naturally look for the lowest price. Why should
shopping for a home mortgage be any different?

No Lender Fees
ERA Home Loans makes finding a low-cost mortgage easy with our new "No Lender
Fees Mortgage." Along with interest rate and points, lender fees are a key
factor in the bottom-line cost of most mortgages. But with a "No Lender Fees
Mortgage," there are no appraisal fees, no underwriting fees, no credit report
fees and no closing fees; no lender fees at all!

For your FREE "No Lender Fees Mortgage" pre-approved from ERA Home Loans, call
1-888-325-5891 or for personal service contact one of our Mortgage Advisors:
| Philip Dorn |
(717) 870-0386 |
philip.dorn@mortgagefamily.com |
Dillsburg, Hanover, Shrewsbury, York |
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| Paul Remy |
(717) 856-3570 |
paul.remy@mortgagefamily.com |
Colonial Park, Hershey, Paxtang, Chambersburg, Greencastle, Waynesboro |
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| Bill Confair |
(717) 421-6944 |
william.confair@mortgagefamily.com |
Camp Hill |
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| Jaci Warner |
(717) 713-4100 |
jaci.warner@mortgagefamily.com |
Carlisle, Mechanicsburg, New Bloomfield |

Or, visit us at ERA Home Loans by clicking on the link below and we will work
with you on-line.

The Best Process
ERA Home Loans is the fastest, simplest, most convenient way to finance your
home. Buyers can call 24 hours a day, Monday through Saturday and within about
20 minutes, receive a loan decision. With a guaranteed pre-approval from ERA
Home Loans a seller can be confident in the buyer's ability to finance. ERA
Home Loans offers a wide range of products and programs to meet your particular
needs. You can even apply online.

The Best Deal, Guaranteed
Talk to your ERA sales associate about the details on these great guarantees:
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A same-day mortgage decision or we'll pay you $250
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We'll meet your requested closing date or reduce your interest rate by 1/8 of
one percent for the life of the loan
Financing Tools:
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Monthly Mortgage Payment Calculator
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Affordability Calculator
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Start Your Mortgage Process Now!

Financing provided by ERA Home Loans, 3000 Leadenhall Road, Mt. Laurel, NJ
08054 Please note: Not authorized to lend in the following states:
Massachusetts, Montana, and Virginia. Arizona Residential Mortgage Licensee
#BKBR0102236, Licensed by the Department of Corporations under the California
Residential Mortgage Lending Act, Georgia Residential Mortgage Licensee,
Illinois Residential Mortgage Licensee, Minnesota - This is not an offer to
enter an interest rate lock-in agreement, New Hampshire First Mortgage Banker
#5625-MB & Second Mortgage Home Lender #5626-MHL, Licensed by the N.J.
Department of Banking and Insurance; Licensed Mortgage Banker - NYS Banking
Department, Licensed First Mortgage Banker and Secondary Mortgage Lender by
Pennsylvania Department of Banking, Rhode Island Licensed Lender. *Approved,
conventional, purchase, loans only. |
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